Under what circumstances will a death benefit be paid?
A benefit will be paid if, on your date of death you:
a. have a spouse, and
b. have a vested pension

What is the death benefit that will be paid to my spouse?
Your spouse may choose to:
a. receive a monthly benefit for their remaining lifetime, or
b. transfer the value of the monthly benefit to:
i. another registered pension plan,
ii. a locked-in retirement account, or
iii. an insurance company, to purchase an immediate or deferred annuity